Welcome to Mortgage Associates of Texas - John Frels

I have always prided myself in being a referral source to all good things in Houston and our GREAT State of Texas...and I especially love to recommend Friends and People I have enjoyed working with in the past. In economic times as we are in now....it is more important than ever to remember and recommend the people you know who excel in the particular field they are in.   There are still just too many uneducated phone center type Loan Officers that just don't know about nor do they have any way in their environment to keep up with our vastly changing market. I will have had my company for 15 years now and have seen a lot since I entered this industry almost 20 years ago! I have worked extremely hard to be well respected in the Lending Community and I can surely guarantee to totally take care of your referrals and make them feel empowered through the whole Mortgage process whether it be for a Residential Purchase or Refinance, or perhaps for Small Business and Commercial Loans. As a Hybrid Mortgage Banker/Broker, I have access to all Government and Conventional products... Call me toll-free today at 1-800-524-1850 (local 713-524-1850) (cell 713-822-0475) to learn more about what I can do for you.  A Mortgage is far too important to trust to a stranger anytime...let alone in the current marketplace.... Now is the perfect time to take advantage of low interest rates and an exceptional market. Please think of me....and I promise you will be glad you did!!! Feel free to apply online, browse our calculators and tools, learn about our loan programs, and much much more.